What is Mediclaim

Mediclaim Insurance is a hospitalisation benefit policy offered by public and private sector general insurance companies. The policy provides for reimbursement of Hospitalisation / Domiciliary hospitalisation expenses for illness/ disease suffered or accidental injury sustained during the policy period. The policy pays for expenses incurred under the following heads : A) Room, Boarding Expenses in the Hospital/ Nursing home. B) Nursing expenses. C) Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist fees. D) Anaesthesia, Blood, Oxygen, Operation theatre Charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials, and X-Ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of organs and similar expenses.